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Toyota Certified Pre-Owned Vehicles

Toyota Finance Scone, Muswellbrook

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That new car feeling is closer than you think

If you're looking for a new or pre-owned car, there's really no better way to make it happen than with a little help from Toyota Finance. We offer a variety of options for car loans that fit around your lifestyle and specific needs. No one knows car finance like Toyota Finance, so let's make it happen.

Consumer Fixed Rate Car Loan

With so many new and pre-owned cars out there, it's not easy to find the right one for your needs. Fortunately, car finance is a lot easier with Toyota Finance.

Our Consumer Fixed Rate Car Loan gives you the security of a fixed interest rate for the term of your car loan plus the freedom to choose the term length, ranging from 1-7 years, helping you get into the car you want, today.

Key Benefits Include:

  • A fixed interest rate for the term of your car loan
  • Flexible car loan terms, ranging from 1-7 years
  • Financing of vehicles up to 7 years old

Toyota Access - Consumer Fixed Rate Car Loan

With Toyota Access, you'll be surprised at how soon you could be reliving that new car feeling. Toyota Access is a smart program that gives you an exceptional level of choice, confidence and flexibility when it comes to car finance, both now and in the future.

Key Benefits Include:

  • The assurance of fixed monthly payments
  • The certainty of a Guaranteed Future Value*
  • The flexibility to trade, keep or return your Toyota

Novated Lease

Novated Leasing is a finance arrangement used with salary packaging, where your employer pays for your car finance and running costs directly from your salary.

Key Benefits Include:

  • Tax-effective financing through pre - and post-tax salary deductions
  • Control and flexibility - drive the car of your choice that suits your lifestyle
  • Convenient and cashless motoring - with the option to include all car running costs

Approved applicants only. Terms, conditions, fees and charges apply. A minimum loan term of 12 months applies. The maximum loan term will vary depending on the finance product selected and will be subject to Toyota Finance policy and procedure. You may be required to pay a deposit for capacity reasons. Additional interest charges will accrue if you select a balloon final payment option and early termination fees may apply if you elect to make additional repayments during the loan term.

This information provided by Toyota Finance, a division of Toyota Finance Australia Limited ABN 48 002 435 181, Australian Credit Licence 392536 is of a general nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances.

The Guaranteed Future Value (GFV) is the minimum value of your Toyota at the end of your finance contract, as determined by Toyota Finance. If you decide to return your car to Toyota at the end of your term, Toyota Finance will pay you the GFV amount, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. The information provided is general in nature. You should seek your own financial advice to determine whether Toyota Access is appropriate for your individual circumstances. Terms, conditions, fees and charges apply. Toyota Access Guaranteed Future Value products are available to approved customers of Toyota Finance a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.

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The right finance option for your business

There's no better way to get a car that suits your business needs than with a little help from Toyota Finance. From small or medium enterprises to large corporations, no two businesses are the same. And that's why we offer a range of flexible car finance options, such as a Business Vehicle Loan (also known as a Chattel Mortgage) and a Toyota Access Business Vehicle Loan.

We make car finance easy so you can focus on growing your core business. If you're looking for a car loan for a new or pre-owned business car, let's make it happen.

Business Vehicle Loan

A Business Vehicle Loan, also known as a Chattel Mortgage, is a finance option designed to provide flexibility for people in business.

Our Business Car Loan is a convenient way for GST registered businesses to finance a vehicle that is used predominantly for business purposes. You'll have the security of knowing the vehicle is an asset of your business, even while you are paying it off

Key benefits include:

  • Financing for vehicles up to 7 years old
  • Finance for any choice of vehicle that best suits your business needs
  • A fixed interest rate for the term of the car loan

Toyota Access - Business Vehicle Loan

If you're a sole trader, partnership or company looking for business car finance, the Toyota Access Business Car Loan could suit your needs. It offers the security of a Guaranteed Future Value* and a fixed interest rate for the term of the loan, so you can focus on the needs of your business. You decide what happens at the end of your term, with the option to trade, keep or return the car.

Features :

  • The assurance of fixed monthly payments to help you manage your cash flow
  • The certainty of a Guaranteed Future Value*
  • The flexibility to trade, keep or return your Toyota

Fleet Financing

Toyota Fleet Management (TFM) offers a comprehensive range of services to take care of managing your fleet, giving you more time to focus on your core business activities.

To view our full range of products and services, visit the TFM website.

Novated Lease

Novated Leasing is a finance arrangement used with salary packaging, where the employer pays an employee's car finance and running costs directly from the employee's salary. It's an attractive option for both employers and employees.

Key benefits include:

  • Tax-effective financing through pre - and post-tax salary deductions
  • Control and flexibility - employees get to drive the car of their choice
  • Convenient and cashless motoring - with the option to include all car running costs

Approved applicants only. Terms, conditions, fees and charges apply. A minimum loan term of 12 months applies. The maximum loan term will vary depending on the finance product selected and will be subject to Toyota Finance policy and procedure. You may be required to pay a deposit for capacity reasons. Additional interest charges will accrue if you select a balloon final payment option and early termination fees may apply if you elect to make additional repayments during the loan term.

This information provided by Toyota Finance, a division of Toyota Finance Australia Limited ABN 48 002 435 181, Australian Credit Licence 392536 is of a general nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances.

The Guaranteed Future Value (GFV) is the minimum value of your Toyota at the end of your finance contract, as determined by Toyota Finance. If you decide to return your car to Toyota at the end of your term, Toyota Finance will pay you the GFV amount, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. The information provided is general in nature. You should seek your own financial advice to determine whether Toyota Access is appropriate for your individual circumstances. Terms, conditions, fees and charges apply. Toyota Access Guaranteed Future Value products are available to approved customers of Toyota Finance a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.

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Toyota Insurance has you covered

With so many providers offering complicated policies, insurance can be a foggy issue. But now the choice is clear. Toyota Insurance is designed for your Toyota by the people who know it best. It just makes sense. And you know you can count on the quality and value you've come to expect as a Toyota owner.

Comprehensive Car Insurance

Toyota Insurance is designed for your Toyota by the people who know it best. So, if something unexpected happens to your Toyota, you’ll know your car is in safe hands with Toyota Comprehensive Car Insurance.

At Toyota Insurance we get you back on the road in no time, plus give the reassurance that repairs are done using Toyota Genuine Parts.

Key Benefits Include:

  • Toyota Genuine Parts. When we arrange repairs to your Toyota you can be reassured the parts used are Toyota Genuine Parts which helps protect the integrity of your vehicle.
  • Lifetime Repair Guarantee. When an authorised Toyota repairer works on your Toyota their work is guaranteed for life.
  • New Replacement Toyota. If your Toyota is considered to be a total loss and is less than 3 years old, we will replace it with a brand new Toyota.
  • Reliable Customer Service. Our streamlined claims process makes claiming simple and easy. We are available 24 hours either through our call centre or online claims service.
  • Accident Taxi Cover. Toyota Comprehensive Car Insurance will help to ensure you are not stranded at the scene of an accident by covering the cost of a taxi for up to $100.
  • Rental Car. If your Toyota is stolen we will provide a rental car (up to $60/day) for up to 21 days helping you back on the road as quickly as possible.

Other Benefits Include:

  • Trailer, boat or caravan cover
  • Personal items, baby capsules and car seats
  • Towing and storage
  • Emergency repairs

To find out more, download the Motor Vehicle Insurance Product Disclosure Statement (PDS) here.

To find out more, download the Supplementary Product Disclosure Statement (SPDS) here.

To find out more, download the Premium, Excess and Claims Guide (PECG) here.


Supplementary Product Disclosure Statements (SPDS).

This information provided by Toyota Finance, a division of Toyota Finance Australia Limited ABN 48 002 435 181, Australian Credit Licence 392536 is of a general nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances.

The information on this website is of a general nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances.

Toyota Access - How it works from Toyota Finance Australia on Vimeo.

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Toyota Access Car Loan

No matter where you're going, Toyota's with you. Toyota Access is an innovative way to put yourself in control of your car loan when you're buying a new or approved demonstrator Toyota. You choose the car you want today, and have the freedom to change in the future. So as your lifestyle changes or as your business grows, Toyota Access provides the flexibility, certainty and assurance you need to feel confident about the road ahead.

You Control The Details

Why Toyota Access?

Available to both personal and business customers, Toyota Access puts you in control - with a car loan that comes with a Guaranteed Future Value*, lower repayments^, a fixed interest rate and options for the future.

At The Time Of Purchase

How it works- now

Choose your Toyota, deposit (if any), car loan term (up to four years), kilometres you expect to travel, and if you'd like to make repayments weekly, fortnightly or monthly.

Tailor Your Own Affordable Package

How it works- future

When your car loan term ends, you have the choice of three flexible options: trade, keep or return your vehicle.

You Decide What To Do Next

FAQs

Want to learn more about our Toyota Access car loans? Take a look at our frequently asked questions.

This information provided by Toyota Finance, a division of Toyota Finance Australia Limited ABN 48 002 435 181, Australian Credit Licence 392536 is of a general nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances.

*The Guaranteed Future Value (GFV) is the minimum value of your Toyota at the end of your finance contract, as determined by Toyota Finance. If you decide to return your car to Toyota at the end of your term, Toyota Finance will pay you the GFV amount, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. The information provided is general in nature. You should seek your own financial advice to determine whether Toyota Access is appropriate for your individual circumstances. Terms, conditions, fees and charges apply. Toyota Access Guaranteed Future Value products are available to approved customers of Toyota Finance a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.

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Roadside Assistance

We'll get you through any bumps in the road ahead

Should your car be immobilised by a roadside breakdown, Toyota Extra Care Roadside Assist or Roadside Assist PLUS will be there to get you back up and running. So, if you're ever stuck and want to get back on the road as soon as possible, we'll make it happen.

How does Roadside Assist work?

Our aim is to get you back on the road as quickly as possible. It's as easy as calling 137 200 anytime, from anywhere in Australia.

How does it assist me?

Firstly, we'll do our best to solve your problem over the phone and get your vehicle back on the road. If your vehicle remains immobile, we'll send out a technician to provide assistance.

How long does cover last?

You can buy roadside assistance cover for up to six years, with your choice of a start date - either now or at a more convenient date, up to two years in the future. That way, it won't overlap with any existing cover you may have.

How can I get Roadside Assist?

When you purchase your new or pre-owned Toyota, ask your Dealer about Toyota Extra Care Roadside Assist.

Benefits of our Roadside Assist

Toyota Extra Care Roadside Assist provides you with reliable and secure roadside assistance for your vehicle 24 hours a day, 365 days a year, all around Australia, with unlimited call outs. Whether you need towing, emergency fuel, jump starting, tyre changing or even help with lost or locked-in keys, help is just a phone call away. And you know you'll be in good hands, because nobody knows your Toyota better than we do.

Key benefits of Toyota Roadside Assist

  • From only $89 per year
  • Unlimited call outs
  • 24/7, 365 days a year roadside assistance
  • Nationwide assistance
  • Emergency fuel
  • Jump-starting and battery replacement
  • Flat tyre change
  • Help with lost or locked-in keys

Terms and conditions apply. Contact us for more information.

Roadside Assist Plus

Roadside Assist PLUS offers roadside assistance that's 24/7, 365 days a year and nation-wide, with unlimited call outs. You'll receive all the assistance options that come with a normal membership, including towing, emergency fuel, jump starting, tyre changing and help with lost or locked-in keys. Plus you'll have access to emergency hotel accommodation, alternative transportation and emergency parts supply.

Key benefits of Roadside Assist PLUS

  • From $129 per year
  • Unlimited call outs
  • 24/7, 365 days a year roadside assistance
  • Nationwide assistance
  • Towing to a Toyota Dealer
  • Emergency fuel
  • Jump-starting and battery replacement
  • Flat tyre change
  • Help with lost or locked-in keys
  • Emergency hotel accommodation
  • Emergency rental vehicle
  • Alternative transportation
  • Emergency parts supply
  • Accident coordination

Terms and conditions apply. Contact us for more information.

To find out more, download the Toyota Extra Care Roadside Assist Terms and Conditions here.

This information provided by Toyota Finance, a division of Toyota Finance Australia Limited ABN 48 002 435 181, Australian Credit Licence 392536 is of a general nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances.

Toyota Extra Care is administered by Toyota Finance, a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536. Toyota Extra Care Roadside Assist is provided by 365 Assistance Pty Ltd ABN 59160 076 200 trading as 365 Roadside Assistance, under arrangement with Toyota Finance Australia Limited. TEC002 07/2018.

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That new car feeling is closer than you think

If you're looking for a new or pre-owned car, there's really no better way to make it happen than with a little help from Toyota Finance. We offer a variety of options for car loans that fit around your lifestyle and specific needs. No one knows car finance like Toyota Finance, so let's make it happen.

Consumer Fixed Rate Car Loan

With so many new and pre-owned cars out there, it's not easy to find the right one for your needs. Fortunately, car finance is a lot easier with Toyota Finance.

Our Consumer Fixed Rate Car Loan gives you the security of a fixed interest rate for the term of your car loan plus the freedom to choose the term length, ranging from 1-7 years, helping you get into the car you want, today.

Key Benefits Include:

  • A fixed interest rate for the term of your car loan
  • Flexible car loan terms, ranging from 1-7 years
  • Financing of vehicles up to 7 years old

Toyota Access - Consumer Fixed Rate Car Loan

With Toyota Access, you'll be surprised at how soon you could be reliving that new car feeling. Toyota Access is a smart program that gives you an exceptional level of choice, confidence and flexibility when it comes to car finance, both now and in the future.

Key Benefits Include:

  • The assurance of fixed monthly payments
  • The certainty of a Guaranteed Future Value*
  • The flexibility to trade, keep or return your Toyota

Novated Lease

Novated Leasing is a finance arrangement used with salary packaging, where your employer pays for your car finance and running costs directly from your salary.

Key Benefits Include:

  • Tax-effective financing through pre - and post-tax salary deductions
  • Control and flexibility - drive the car of your choice that suits your lifestyle
  • Convenient and cashless motoring - with the option to include all car running costs

Approved applicants only. Terms, conditions, fees and charges apply. A minimum loan term of 12 months applies. The maximum loan term will vary depending on the finance product selected and will be subject to Toyota Finance policy and procedure. You may be required to pay a deposit for capacity reasons. Additional interest charges will accrue if you select a balloon final payment option and early termination fees may apply if you elect to make additional repayments during the loan term.

This information provided by Toyota Finance, a division of Toyota Finance Australia Limited ABN 48 002 435 181, Australian Credit Licence 392536 is of a general nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances.

The Guaranteed Future Value (GFV) is the minimum value of your Toyota at the end of your finance contract, as determined by Toyota Finance. If you decide to return your car to Toyota at the end of your term, Toyota Finance will pay you the GFV amount, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. The information provided is general in nature. You should seek your own financial advice to determine whether Toyota Access is appropriate for your individual circumstances. Terms, conditions, fees and charges apply. Toyota Access Guaranteed Future Value products are available to approved customers of Toyota Finance a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.

From comparison rates to credit scores, Kochie will help you understand car finance.

Buying a car is much easier with help from Australia's favourite financial expert. In these videos David Koch walks you through some general guidance on car finance.

Struggling to find the finance?

Find out where to get finance, and what you need to know.

Get the real cost of a car loan.

Learn the difference between interest rates and comparison rates.

Confused by what a credit score means?

Know how to use it wisely any time you borrow.

Finding the finance that's right for you.

Use your credit history to your advantage when discussing a loan.

We're here to help when you're ready

We've made the process easier with this checklist of documents you'll need when contacting us.


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Scone Toyota

(02) 6544 3300

230 Kelly Street

Opening Hours:

  • Mon - Fri: 08:30 AM - 05:30 PM
  • Sat: 09:00 AM - 02:00 PM
  • Sun: By Appointment